You want to plan for college in the United States. This guide takes you from picking schools to applying, getting financial aid, and starting your first semester. Start with free and low-cost options like community college, FAFSA aid, and scholarships. Parents or guardians should help if you are under 18.
Next up: Set your goals
Almost all colleges require a high school diploma or GED. Many schools are now test-optional, so check each school's rules. Community colleges usually accept anyone with a diploma or GED. You can take the GED at a local testing center via ged.com.
Can I start right away? Today: make a free account at bigfuture.collegeboard.org, write down 5 possible schools, and list the application deadlines in your phone calendar.
Build a list of 6-8 schools: 2 reach, 3 match, 2 safety. Consider cost, size, location, majors, and graduation rates. Use College Navigator and College Scorecard to compare schools. Community college then transfer is a cheap, solid path.
Fill out the FAFSA at studentaid.gov every year. It opens around October 1 (the recent cycles opened in December). It unlocks grants, loans, and work-study. Grants like the Pell Grant are free money. Take federal loans before private loans. Never pay to file the FAFSA.
Apply to many small scholarships, not only big ones. Use Fastweb, Scholarships.com, and your school counselor. Check local clubs, employers, and churches. Never pay a fee for a scholarship.
Most schools use the Common App. You need grades, an essay, recommendation letters, and activities. Ask teachers for letters at least one month early. Write your essay about a real story and have someone proofread it. Regular deadlines are often January 1-15; early action is November 1.
Take challenging classes like AP or dual enrollment if you can; it can save money. Take SAT/ACT in spring of junior year and retake in the fall if needed. Keep your grades up through senior year since schools can check.
Compare award letters by net price: cost minus grants and scholarships. Loans are not free money. Use the school's net price calculator. Appeal if your family finances change.
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